How to Get 
    Around 
MIT        

Finances can be the deciding factor for attending MIT, it can even influence pivotal aspects of your campus experience and long after graduation. Whether it be the exorbitant dorms prices that affect entire cultural spheres of campus, attitudes toward careers are narrated by money ahead.

Make no mistake MIT certainly makes a concerted effort to help First Generation/Low Income (FLI) Students,

MIT truly believes in admissions goal to recruit the world's best and brightest to

Challenge the beliefs that may paint the "When there's a will, there's a way "

Pinch pennies

The priority is to put

look ahead at the chapters that encompasses

As per the style of H2GAMIT: much of the chapter will not be "sound financial advice" that would be peddled on online listicles or from your parents, http://www.ncua.gov/consumers/financial-literacy-resources

but a stratified array of all the opportunities, tangible funds, and that hopefully wont be hidden through hindsight

Rather respect that people that are capable utilizing calculated risks, know when to concede, and prioritize planning to minimize the setbacks that lie ahead.

Resources here can help with other schools

Paying the 'Tuting Piper

This section will mostly go over the physical and fiscal process of actually attending the "Institute , such as

Conventional Wisdom about this topic would direct you to

MIT's Internal Report on return on investment,

the expect salary of graduates entering industry

the litany of Alumni Groups

Alumni Connection https://alum.mit.edu/about/benefits-and-offerings/infinite-connection

It can be an entirely valid perspective to view higher education as a business negotiation,

many people don't have to deal with the gravity of paying for college tuition, $79,000 a year? This is absurdly higher than the annual average income for

however often this is for people that have options, and

deconstruction has to internal to the person's own MIT has a small army of nearly 149,000 ^[1]alumni

Unsurprisingly

However, the unfortunate answer is that few resources (except this book ofc)

often wont be an arbitrary figure

Ecstatic about

Some people

This chapter will cover the

Source : [https://sfs.mit.edu]

Undergrad Financial Aid Portal
Source : [https://fadata.mit.edu]

Graduate Financial Aid Portal
Source : [https://mit.igrad.com]

A Dissection

Historical Trends

Paying

Requirements

Domestic

FAFSA

CSS

IDOC

Submitted Tax Forms

International

Undocumented

MIT Hosts Tax Workshops for students in March

7pm Workshop for Non-residents for tax purposes

8pm Workshop for U.S. Citizens/Residents for tax purposes

(international students in the US more than 5 years; international scholars in the US more than 2 years, as well as U.S. citizens)

ISO will make available for free (for filing U.S. Federal income tax returns) a new nonresident income tax return preparation software this year, Sprintax (replacing Glacier Tax Prep)

Advice for Talking to the Financial Aid Office

Loan Websites

Source : [https://www.campusdoor.com]

Did You Know? Students used to work at the IS&T help desk, working at various locations on campus with perks such as weekly free lunches and cupcakes for every person helped
Source : [https://mitadmissions.org/blogs/entry/making_money_my_campus_job/]

Types of Scholarships

Scholarship Databases
https://scholarships.fatomei.com/scholarships-for-minorities.html

Graduate Fellowships Databases

https://mit.whoi.edu/admissions/funding/graduate-fellowship-opportunities/
https://mit.whoi.edu/admissions/funding/financial-support-options/
https://oge.mit.edu/fellowships/fellowship-tips/other-resources/

https://mitfcu.studentchoice.org/apply/

https://mitfcu.studentchoice.org/approved-undergraduate-schools/

https://mitfcu.studentchoice.org/college/undergraduate/eligibility/

https://mitfcu.studentchoice.org/faq/undergraduate/

https://mitfcu.studentchoice.org/resources/

https://mitfcu.studentchoice.org/resources/student-loan-info/

https://mitfoundationhk.mit.edu/

Meal Plan Reduction
It is very emails near the end of the year for free food

Free Stuff at MIT

Taxes

alum.mit.edu email, MIT ID for Alumni, Apparently you get access to the MIT Technology review for free, discounts and offerings to MIT Professional Education, edX Courses, Sloan Executive Education, Advisor Hub, Alumni Job Board, MIT FCU Offers Alumni benefits, (Steal Links later) Steal this later too: https://alum.mit.edu/about/alumni-benefits-and-offerings/discounts

It is accessible in a few place such as Vending Machines, Dining Halls,

It is sometimes awarded

https://techcash.mit.edu/

Undergraduates

TA

LA

Graduates

Source : [https://mit.studentemployment.ngwebsolutions.com]

Source : [https://wgssi.mit.edu]

Source : [https://act.mit.edu]

Source : [https://frc.mit.edu]

Source : [https://mitpension.ehr.com]

Fight For Fair Wages

Petition for MIT Employee Inflation Relief!

Student Worker Alliance

Have create anti-inflation legislation

http://tinyurl.com/MITinflationRelief

They are not just undergraduates: they are a coalition of MIT undergraduate students, graduate workers, employees, and contract workers across campus.

studentworkeralliancemit@gmail.com

Twitter: @MIT_SWA
Instagram: @MITSWAlliance

Graduate Student Union

Source : [https://mitgsu.org]

Did You Know? apparently the lowest meal plan option was $300 ($431.28 today) back in 2009, and you would get a half price discount if you eat more than $600

Source : [https://mitadmissions.org/blogs/entry/dining/]

https://alum.mit.edu/communitiesmit-students/working-and-volunteering

Annual Student Roles

• Commencement workers
  • Must not be a senior
  • Compensation: $16/hour, plus housing until May 29. Meals provided during shifts.
• momentum-board@mit.edu
• https://studentlife.mit.edu/omp/leadership-opportunities/spxce-cadets
• https://mailman.mit.edu/mailman/listinfo/bcs_subjects
• Tech Caller
• Admissions Tour Guides

Research Studies/Clinical Trials

most of these depend on the demographic that you are fine pushing for yourself (this is the part where Lying is ok!) some of the can be requirements are ridiculously strict, but some locations dont have an issue mending a few outliers if it helps get participants or to not "make the study look bad" (actual words)

Some of the disqualifying questions are very obvious but again whether you not lying = selectively truthful is on you.

Some studies will 'check if you are in other trials' but sometimes often it wont conflict, so they more so check within their own internal database.

Due to confidentiality studies/doctors dont know what the study is about outside of serialized non identifiable tags and most rely on self-snitching to weed you out.

Though dont get caught, you do not want to be known as a hypochondriac or "gaming the system"

Anyway those links (in no particular order, I wanted to do "by helpfulness" but again depends)

https://husp.sona-systems.com/Default.aspx?ReturnUrl=%2f

Harvard behavioral science lab, you can create an account and see what is available. Most of these are geared for 'healthy participants' and more so interviews and solving puzzles. Some of these have decent payout, you can totally lie and say you need money for transportation, and they'll give you some money($10-20) for basically free. Most of the big winners are the MRI/EEG scans 2-3 hours of work and screening forms but usually you can net $100-200 a visit. Though you will have to travel to Harvard for most, not far but if you are unfamiliar/dont have a bike rip you could get lost.

https://rally.massgeneralbrigham.org/

premier centralized resource for clinical trials, there are a lot of search features and when you click on a study, it often just tells you upfront the time investment, what they ask for you, and compensation. I found some good ones

https://www.bostontrials.com/#!/

this place has dope trials, pays a ton and they have pretty nice benefits (breakfast, lunch, and dinner, paid transportation) This is where I found the $375 a day one, there was an even higher paying $1,850 trial I really wish I could take if it didnt cause so much collateral damage, as mentioned.

https://www.massgeneral.org/research/clinical-trials

I havent used it but seems similar to rally so it has my support.

https://boston.craigslist.org/search/etc#search=1~thumb~0~0

Ok you can find some weird ass studies by actual hospitals but it has my recommendation, there was one sleep study that was going to pay $3,960 but 'too honest'

https://cctr.mit.edu/research-studies

https://agelab.mit.edu/get-involved/volunteer

Ok actual MIT things, these are lame but ig convenient

https://mailman.mit.edu/mailman/listinfo/bcs_subjects

^this is the official mailing list if you want to be notified when better call saul becomes a CMS subject, Jk if its you want to be notified for a research study

Sort of same thing MRI scans pay a lot but tbh dont put up with any of the dinky amazon gift card ones. It is important to have a personal policy of how much youd like to be paid, for me I am entitled and wont take anything below $25 an hour or for volunteering for a project I really like/want to contribute towards.

https://mitbrl.sona-systems.com/Default.aspx?ReturnUrl=%2f

Similar to the Harvard Psych Research site but idk I have had hit or miss experiences. again the money ones are MRIs/CTs/EEGs but refer towards the previous statement about my thoughts

https://mitsloan.mit.edu/centers-initiatives/behavioral-research-lab/participants

I havent tried it but

https://tufts.qualtrics.com/jfe/form/SV_bpBkBgseC638NLM

Source : [https://cctr.mit.edu]

Picking a Bank

MIT FCU

Source : [https://mitfcu.org]

Source : [https://mitfcu.studentchoice.org]

Source : [https://mitfcu.frc.finresourcecenter.net]

Source : [https://mitfcu.locatorsearch.com]

Cambridge Trust

Source : [https://www.cambridgetrust.com]

Credit Cards

capital one quicksilver student card

SavorOne also.

·        free uberone subscription

·        10% cashback for uber rides/eats

·        3% for restaurants and groceries

·        $200 bonus if you spend $500

·        relatively easy card to get

·        (there's a student version and that might be better for getting international coverage compared to the discover it),

·        opens the door for Capital One Venture or Venture X

·        note on the $200 bonus, don't fall for this bs like I did: https://www.reddit.com/r/CreditCards/comments/dyrw18/comment/f8ax43o/?context=3

Wells Fargo Autograph Card.

Pros:

·        3% Restaurants, Airfare, Hotels, Gas, Transit, Streaming Services, and Phone Plans

·        $200 welcome bonus if you spend $1000

·        $600 Cell Phone Protection against damage/theft

·        Car rental collision damage waiver

·        No foreign currency conversion fee

·        No annual fee

·        Metal Core Card (kinda fun)

Cons:

·        Wells Fargo (not a super loved company)

·        Points have to be redeemed in increments of $25

Amex Gold,

• especially good if you're not on a meal plan.
• 4x points on restaurants (no transaction fee)
• Points useful for travel and can be converted to cash at a lower redemption rate. 8% per dollar
• each month you get $10 in Uber cash and $10 in statement credit for Grubhub, Cheesecake Factory, and other places
  Amex extends manufacturer warranty by one year (max 5)
• purchase protection for 90 days (damage, lost, stolen)

Cons:

• $250 Annual Fee

capital one quicksilver student card

·                    no annual fee

·                    1.5% on everything

·                    $50 bonus when $100 is spent within first three months

·                    10% cash back from uber-related purchases

·                    $100 to referrer

·                    no foreign transaction fees

discover it student cash back card

·                    1% standard reward; 5% rotating reward categories

·                    x2 cash back in first year

·                    $100 to referrer and referred

•              chase sapphire reserve card

·                    $550 annual fee but also $300 travel credit

·                    many misc. rewards/discounts for travelers

·                    $50 to referrer Scholarship

·                    no foreign transaction fees

Credit Unions

Cryptocurrency

Community/Student Group/Individual Grants/Funding Sources with over 110 items also filtered for relevant information and with Search Functionality on H2GAMIT website!

https://ome.mit.edu/programs/bamit-community-advancement-program-fund-bcap

https://capd.mit.edu/channels/exploration-fellowship/

https://shass.mit.edu/undergraduate/scholarships/kelly-douglas/traveling

https://urop.mit.edu/students/resources/eloranta/

https://web.mit.edu/tbp/www/fellowships.shtml

https://ua.mit.edu/financial-board#:~:text=Finboard%20Travel%20Grants

Source : [https://csf.mit.edu]

https://csf.mit.edu/about/how_it_works

Source : [https://http://bakerfoundation.mit.edu/]

Source : [https://mindhandheart.mit.edu]

https://computing.mit.edu/cross-cutting/social-and-ethical-responsibilities-of-computing/

http://pbk.informz.net/z/cjUucD9taT05MTAzMjczJnA9MSZ1PTc5NDQwMzg4OCZsaT04MjY3NDQ1MQ/index.html

Source : [https://mit100k.org]

Source : [https://seagrant.mit.edu]

Source : [https://martin-fellows.mit.edu]

Source : [https://deshpande.mit.edu]

Source : [https://kavfellow.mit.edu]

Source : [https://bosefellows.mit.edu]

Source : [https://solve.mit.edu]

https://ua.mit.edu/financial-board
https://ua.mit.edu/funding/finboard

Financial Transparency from Finboard

In 2023 The Spring Cycle allocations are complete. $272,227.60 was requested and $92,538.36 Were allocated.

Appeals are available open here and close the following Sunday at 11:59pm.
Please only submit appeals if you are in dire need of funding.

Source Andre. H 'and Michael H

http://mindhandheart.mit.edu/index.php/about/department-support-program

https://studentlife.mit.edu/sole/finance

A Case for Donating

How to Donate Responsibly

http://giving.mit.edu/donor-advised-funds

http://giving.mit.edu/plc

https://giving.mit.edu/bitcoin-and-cryptocurrency

https://giving.mit.edu/faq

https://giving.mit.edu/gift_calculator

https://giving.mit.edu/international-gifts

https://giving.mit.edu/ira

https://giving.mit.edu/memorial-honorary-gifts

https://giving.mit.edu/planned-giving/bequests

https://giving.mit.edu/planned-giving/calculator

Source : [https://annualgiving.mit.edu]

Source : [https://giving.mit.edu]